Referral Partner Program

We do the tax work your clients need but you do not provide.

Estate planning attorneys, financial advisors, and commercial real estate professionals whose clients have outgrown their current tax advisor — this is where those clients should come. We do not compete with what you do. We make your client relationships more complete.

$74,000+

Typical annual federal tax reduction for a physician household with a qualifying spousal REP election — one of the most common gaps we see in referred clients

$98,000+

Annual federal tax saved when a business owner earning $750K implements a properly designed cash balance plan — a strategy most generalist CPAs do not set up

15–20

Client relationships accepted per year — deliberately limited so every client receives managing partner attention

Who We Work With

Three types of referral partners — each with a distinct reason to work together.

Partner Type 01

Estate Planning Attorneys

You draft the trusts, wills, and partnership agreements. We handle the annual tax compliance those structures require — grantor trust statements, gift tax returns with adequate disclosure, FLP partnership returns, Crummey notice management, trust income tax returns. Your clients get a coordinated team. You keep the legal relationship.

Typical referral: client needs a SLAT or dynasty trust and has no CPA who understands the ongoing compliance those structures require.

Partner Type 02

Financial Advisors & RIAs

You manage the investment portfolio. We manage the tax consequences of what you do — capital gains coordination, cost segregation on real estate acquisitions, REP election for households with rental property, and estate plan integration. Clients with both an active investment advisor and a proactive tax advisor are significantly stickier for both of you.

Typical referral: HNW client with a $10M+ portfolio whose CPA is not coordinating the investment tax picture with the broader plan.

Partner Type 03

Commercial Real Estate Brokers

Every $3M+ commercial property transaction involves a buyer who should be doing a cost segregation study in year one — and usually is not. Every seller with a 1031 exchange needs tax modeling before they pick the replacement property. You see these opportunities before anyone else does. We close the tax gap your buyers and sellers don't know they have.

Typical referral: physician or business owner just closed on a $2M+ commercial property with no cost seg analysis and no one explaining the first-year deduction opportunity.

What We Do for Referred Clients

The specific work that sits alongside what you already provide.

Cost Segregation Studies — In-House

Conducted entirely in-house. No third-party engineering firm. For any commercial or mixed-use property, we identify components qualifying for 5, 7, and 15-year accelerated depreciation — all eligible for 100% bonus depreciation in Year 1. First-year deductions of $200,000 to $600,000+ on a $2–5M property are typical.

Real Estate Professional Election

The most commonly missed strategy for physician and attorney households with rental real estate. One spouse, 750+ hours in real estate management, more time in real estate than any other profession — and all real estate losses flow directly against W-2 or partnership income. Typical annual impact: $60,000 to $100,000+ in federal tax reduction.

Defined Benefit & Cash Balance Plans

$200,000 to $330,000+ annual deduction for business owners through their entity. At 37%, that's $74,000 to $122,000 of immediate federal tax reduction per year. We coordinate with enrolled actuaries, manage Form 5500 compliance, and integrate the plan with the client's overall tax position.

Estate Plan Tax Compliance

Gift tax returns (Form 709) with adequate disclosure that starts the IRS statute of limitations. Grantor trust statements for SLATs, IDGTs, and GRATs. FLP partnership returns and K-1s. Trust income tax returns (Form 1041). Annual Crummey notice management. We handle every return the estate plan generates.

Pre-Exit and Business Sale Planning

QSBS Section 1202 analysis — up to $15M of capital gains excluded at zero federal tax for qualifying C corporation founders. Pre-sale estate planning with a 60-to-90-day minimum lead time before any LOI is signed. Deal structure optimization (asset vs. stock, personal goodwill). We engage M&A attorneys as needed.

Ongoing Annual Coordination

Monthly retainer clients receive year-round advisory — deadline tracking across all active strategies, Q4 tax projection and year-end action plan, real-time decision support when they are about to execute a transaction, and annual strategy review. They are not just filing a return — they are running an ongoing plan.

Who to Refer

The referral that fits us best has at least three of these characteristics.

Ideal Referral Profile

Annual household income of $300,000 or more — W-2, business distributions, or partnership K-1

Multiple business entities or a professional practice with entity complexity

Real estate ownership — particularly with a spouse who manages it

An estate that has grown faster than the estate plan has been updated

A business exit, partnership buyout, or liquidity event within 5 years

Significant passive losses on their return that are not being used currently

No defined benefit plan despite income that would easily support one

A CPA relationship that is reactive — tax preparation only, no proactive planning

If you have a client who fits three or more of these and feels like their tax situation is not keeping pace with their financial complexity — that is our client. A brief introduction is all it takes. We handle the rest, including being direct about whether we are the right fit or not.

How It Works

A simple process that respects your client relationship.

You make the introduction

A brief email or phone introduction is all it takes — "I have a client whose tax situation may benefit from a more proactive advisory relationship. I'd like to connect you with our managing partner at Shurek Wealth Protection." You do not need to explain our services or make any representation about what we can do. We handle that conversation.

The client completes a brief application

The managing partner reviews every application personally within 72 hours. If there is a strong fit, the client receives a direct call — not an automated response — to schedule an intake conversation. If it is not the right fit, we will say so and redirect them appropriately. We never create false expectations.

We work alongside you, not instead of you

For estate planning attorneys: we provide the tax parameters for every trust structure, prepare all returns those structures generate, and coordinate on timing for pre-sale and pre-estate-event planning. You keep the legal relationship and the drafting work. We do the ongoing tax execution. For financial advisors: we coordinate capital gains realization, tax-loss harvesting timing, and estate plan integration with your investment management approach. Your client has a team, not just separate advisors.

Reciprocal relationship where it makes sense

When our clients need estate planning attorneys, commercial real estate brokers, financial advisors, or M&A counsel, we refer them. We maintain a short list of trusted professionals we have worked with and whose standards align with ours. If you are a good fit for our clients, you will hear from us — not just us from you.

Let's have a 20-minute conversation.

No pitch deck. Just a direct conversation about the type of work we do, the type of clients who fit us well, and whether there's a natural overlap with your practice. If there is, referrals tend to follow naturally.

Email: [managing partner email]

Phone: [direct line]

Direct to managing partner — not a scheduler